can i claim road accident fund after 20 years


Have you been involved in a road accident and missed out on claiming compensation? You might be wondering if it’s too late to claim the Road Accident Fund. The good news is that you may still have a chance, even after 20 years! In this article, we will guide you through the process of claiming the Road Accident Fund after a significant period of time and provide you with valuable information to maximize your chances of a successful claim.

Understanding the Road Accident Fund

The Road Accident Fund (RAF) in South Africa is a government agency that provides financial compensation to individuals who have been injured, disabled, or lost a loved one in a road accident. Its purpose is to support victims and families in their recovery and rehabilitation.

Time Limitations and Exceptions

can i claim road accident fund after 20 years

Usually, there is a three-year time limit for lodging a claim with the Road Accident Fund. However, the organization understands that not all victims are aware of their rights or the potential long-term consequences of their injuries immediately after an accident. Therefore, exceptions can be made for late claims under specific circumstances.

Valid Reasons for Late Claims

One of the most common reasons for delayed claims is the delayed manifestation of injuries. Some injuries may take time to fully develop or for long-lasting effects to become evident. In such cases, the Road Accident Fund may consider the date of manifestation as the starting point for the three-year time limit.

Other valid reasons for late claims include being a child at the time of the accident, mental incapacity, or exceptional circumstances preventing the victim from claiming within the prescribed period. These exceptional circumstances could include extensive hospitalization, ongoing medical treatment, or a lack of knowledge about the RAF and its processes.

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Gathering Evidence and Documentation

If you believe you have a valid reason for a late claim, it’s crucial to gather as much evidence and documentation related to the accident as possible. This may include medical reports, witness statements, police reports, and any other supporting evidence that can strengthen your case.

Consulting with an Attorney

While it is possible to handle a RAF claim on your own, seeking legal advice and representation significantly increases your chances of success. An experienced attorney specializing in road accident claims can guide you through the process, assess the merits of your case, and ensure all necessary documentation is collected and submitted correctly.

Submitting Your Claim

Once you have gathered all the required evidence and consulted with an attorney, it’s time to submit your claim to the Road Accident Fund. You will need to complete the necessary forms, provide all supporting documentation, and clearly outline the reasons for the late claim. It’s essential to be thorough and accurate to avoid unnecessary delays or rejection of your claim.

The Claim Evaluation Process

After submitting your claim, the Road Accident Fund will evaluate its merits based on the evidence and documents provided. They may request additional information or schedule medical assessments to assess the severity of your injuries. The evaluation process may take some time, but patience is key to ensure a fair assessment and outcome.

Negotiation or Litigation

If the Road Accident Fund accepts your claim, they will typically offer a settlement amount. However, it’s essential to carefully review the offer and consult with your attorney to ensure it adequately covers your current and future expenses. If necessary, negotiation or litigation may be required to obtain a favorable settlement.

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While it is certainly more challenging to claim from the Road Accident Fund after 20 years, it is not impossible. By gathering strong evidence, seeking legal advice, and navigating the process diligently, you can increase your chances of receiving the compensation you deserve. Remember, every case is unique, so it’s critical to consult with an attorney who can provide personalized guidance throughout your claim journey. Don’t hesitate any longer – explore your options and pursue justice.

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