what is sasria

What is SASRIA?

SASRIA is an abbreviation for the South African Special Risks Insurance Association. It is a state-owned company that provides insurance cover against risks such as civil unrest, riots, strikes, and terrorism that are not typically covered by standard insurance policies. SASRIA was established in 1979 after the Soweto riots, during a time when South Africa was experiencing political unrest and widespread protests.

Coverage and Benefits Offered by SASRIA

SASRIA offers coverage to both individuals and businesses for property damage, loss of assets, and business interruption caused by political acts, riots, strikes, public disorder, terrorism, and related risks. This insurance policy provides an additional layer of protection to supplement existing insurance policies.

One of the main benefits of SASRIA coverage is the financial security it provides. In the unfortunate event of an insured event, SASRIA pays out claims to policyholders to help them recover from the damages and losses incurred. This can help individuals and businesses avoid significant financial burdens and expedite the process of rebuilding and recovery.

what is sasria

Why SASRIA Coverage is Important

In a country like South Africa, where political unrest, public demonstrations, and strikes are not uncommon, having SASRIA coverage is of utmost importance. Standard insurance policies do not typically cover risks associated with civil unrest and political acts, leaving policyholders vulnerable to significant financial losses.

By having SASRIA coverage, individuals and businesses can rest assured that they are protected against unforeseen events that may arise due to civil unrest or political instability. This coverage provides peace of mind and allows policyholders to focus on their personal lives or businesses without constantly worrying about potential risks.

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SASRIA coverage is particularly crucial for businesses as it helps them mitigate the financial impact of property damage, vandalism, and business interruption caused by riots or strikes. By having this additional coverage, businesses can recover and resume operations more quickly, reducing the potential loss of revenue and customer base.

How to Obtain SASRIA Coverage

Obtaining SASRIA coverage is relatively straightforward. Individuals and businesses can approach insurance brokers or companies that offer SASRIA policies. Insurance professionals will assess the specific needs and risks associated with the insured party and provide tailored policies that include SASRIA coverage.

When selecting an insurance provider for SASRIA coverage, it is essential to choose a reputable company with a proven track record in providing excellent customer service and prompt claims settlements. This ensures that policyholders receive the necessary support and timely payout in the event of an insured risk.


SASRIA plays a vital role in South Africa’s insurance landscape by providing specialized coverage against risks such as civil unrest, riots, strikes, and terrorism. This state-owned company offers financial protection to both individuals and businesses, allowing them to navigate uncertain times with peace of mind. Obtaining SASRIA coverage is crucial for those who want to safeguard their assets and mitigate potential financial losses caused by political acts and public unrest. By choosing a reputable insurance provider, individuals and businesses can ensure they have comprehensive coverage that includes SASRIA protection.

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