who qualifies for cashbuild account?

Who Qualifies for a Cashbuild Account?

Are you in need of building materials for your construction project, but facing financial constraints? Cashbuild, a leading building materials retailer, offers an attractive solution called the Cashbuild Account. This account allows eligible customers to purchase building supplies and pay for them over a period of time, making it more affordable and accessible. So, who qualifies for a Cashbuild Account? In this article, we will discuss the requirements and benefits of having a Cashbuild Account.

1. Individuals and Businesses

Both individuals and businesses can apply for a Cashbuild Account. Whether you are a homeowner looking to renovate your property or a contractor undertaking multiple projects, a Cashbuild Account can provide you with the financial flexibility you need. By qualifying for this account, you can enjoy the convenience of making purchases without having to immediately pay the full amount upfront.

who qualifies for cashbuild account?

2. South African Residents

Cashbuild is a South African-based company, and therefore, a Cashbuild Account is available exclusively to South African residents. To qualify, you must provide proof of South African residency, such as a valid ID document or utility bill. Cashbuild aims to support the local construction industry and help South Africans achieve their building goals.

3. Creditworthiness Assessment

To determine whether you qualify for a Cashbuild Account, the company will conduct a creditworthiness assessment. This assessment evaluates your financial history and creditworthiness to ensure that you can manage the monthly repayments. Factors such as your income, employment status, and existing debt may be taken into consideration.

4. Age Requirement

To be eligible for a Cashbuild Account, you must be at least 18 years old. This requirement ensures that applicants are legally adults and capable of entering into a financial agreement. Cashbuild understands the importance of responsible lending and adheres to legal requirements when approving credit accounts for customers.

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5. Proof of Income

While a specific income threshold is not mentioned, Cashbuild may request proof of income from applicants. This verification helps determine your ability to make regular repayments on your Cashbuild Account. Proof of income can include recent payslips, bank statements showing regular income deposits, or a letter of employment from your employer.

6. Application Process

To apply for a Cashbuild Account, you will need to visit your nearest Cashbuild branch and complete an application form. Ensure you have the necessary documents, such as proof of South African residency and proof of income, to expedite the application process. The branch staff will assist you with the necessary steps and guide you through the application.

7. Account Benefits

Obtaining a Cashbuild Account comes with various benefits. Firstly, you can enjoy the convenience of purchasing building materials on credit, allowing you to start your construction project without delay. Secondly, the account provides flexible repayment options, which can be monthly installments to suit your financial situation. Lastly, having a Cashbuild Account may also make you eligible for exclusive discounts and promotions.

8. Responsible Borrowing

While a Cashbuild Account offers financial convenience, it’s important to be a responsible borrower. Make sure you can comfortably afford the monthly repayments and avoid unnecessary debt. Late or missed payments can negatively impact your credit score and financial standing, making it harder to obtain credit in the future.


A Cashbuild Account provides a practical solution for individuals and businesses in need of building materials but facing financial constraints. By meeting the eligibility criteria, including being a South African resident, passing a creditworthiness assessment, and providing proof of income, you can access the benefits of a Cashbuild Account. Remember to borrow responsibly and enjoy the convenience and flexibility of making building material purchases on credit.

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